Small Business, Family & Financial Protection Insurance Specialist
Explore our range of coverages and financial savings to help you move forward with confidence for you, personally and professionally.
Unified Financial
Leaving Legacy
Grow your protection, grow your career, I’m hiring.
Building impact
Hello, I am Jimmy. Welcome to a page where heart meets finances.
What We Offer
Globe Life Family Heritage Division helps protect and insure your family. You tend to think about these matters in two moments: when we talk about them, and when they actually happen. After serving ten years as a funeral director, it became my calling to offer a different kind of support — protection offered when there is still a chance to prepare.
-
Accident Insurance
None of us can predict when or if an accident will occur. We can only prepare for them as best as we can. Our accident plans provide coverage for bodily injuries that can result from accidents on and off the job. If the unexpected does happen, our accident plans help you focus on what’s most important: getting well.
-
Cancer Insurance
Cancer is the second leading cause of death in America.1 The disease takes a toll not only on the person battling the disease, but also the family members caring for them. Our cancer policies help pay for indirect costs like transportation and lodging, childcare expenses, and loss of income that tend to outweigh direct costs.
-
Heart Attack/Stroke Insurance
Heart disease is the leading cause of death in the United States.1 Our heart attack and stroke plans can help pay for direct medical bills but also indirect costs like living expenses, travel for treatment, and loss of income.
-
Intensive Care
Intensive care treatment is often needed during a major illness or accident and can be costly. Some reject intensive care medical procedures because they are so expensive. Our ICU insurance plans can help relieve some of the financial pressure so you can focus on what matters most: healing.
-
Want to learn more about our Return of Premium Benefit?
Connect with me today
-
-
Phone- 608-519-6099
Email- jimmy@unifiedlax.com
Our Process
Life is unpredictable. Health changes, accidents happen, incomes fluctuate. The right insurance plan doesn’t just cover bills — it preserves dreams, maintains stability, and lets your loved ones focus on healing and living, not paperwork and financial stress.
Why insurance matters for your family
Income protection: If you become ill or pass away, insurance can replace lost income so your family can keep a home, stay in the same school district, and meet daily needs.
Medical security: Comprehensive health and supplemental plans minimize out-of-pocket costs, giving your family access to timely care without draining savings.
Debt and expense coverage: Mortgage, car loans, and everyday bills don’t vanish with hardship. Insurance can prevent debt from becoming a burden for those left behind.
Future planning: College, special needs care, and retirement support are easier to guarantee when insurance is part of a long-term financial plan.
Emotional relief: Knowing finances are protected reduces stress and allows families to focus on recovery and one another.
What a smart coverage strategy looks like
Start with a needs assessment: Evaluate your family’s income needs, outstanding debts, childcare and education goals, and healthcare risks.
Layer coverage: Combine term life for income replacement, whole life or universal for long-term needs, disability income for paycheck protection, and health/supplemental plans for medical costs.
Review regularly: Life changes — marriage, childbirth, home purchase, career shifts — require coverage updates to keep protection aligned with needs.
Why now? Delaying means higher premiums, coverage gaps, or being denied due to changing health. Locking in protection while you’re healthy ensures lower cost and broader options. Each day without a plan increases financial vulnerability.
Take the next step for your family
Gather basic financials: income, debts, mortgage balance, monthly expenses, and savings.
Schedule a personalized review: Get recommendations that fit your family’s goals and budget.
Choose clarity and compassion: Work with an advisor who explains options in plain language and builds a plan around your family’s values.
Protecting your family isn’t just a purchase — it’s an act of love. Secure their future today so they can thrive tomorrow.
Plan with Purpose
Together, we outline a path forward that’s realistic, strategic, and tailored to your specific needs.
Collaborate Openly
You’re part of the process. We keep communication open and decisions shared—no black boxes or surprises.
Families
Protect your family’s future today — because peace of mind is the most important thing you can leave behind.
Small Business Help
When we deliver, it’s not just a policy, we help & care. it’s a solution you can trust, backed by real care and effort.
Jimmy Heiderscheit - Unified Financial
Helping individuals, families, and businesses protect their income, savings, and future through smart, heart-centered financial and insurance solutions.
Through Family Heritage, I educate people on how to prepare for life’s unexpected moments so a crisis doesn’t become a financial disaster. Not just selling policies, building peace of mind, stability, and long-term security.
Our Story- My Girl (the movie)
*
Our Story- My Girl (the movie) *
Emilene, Founder of Driftless Retreats &
Jimmy, Owner of Unified Financial
From Parlors to Impact
Our Story together, a true love story.
Jimmy stories — a life composed in two clefs: the solemn, reverent cadence of a mortician and the open, resonant pulse of a musician. In each role he found a way to protect what matters most: families, memories, livelihoods. Together they form a legacy of care, craft, and courage.
The Retired Mortician: guardian of dignity Jimmy approaches death with the practiced hands of someone who knows ritual is both medicine and art. He listens first — to family members, to the cadence of grief, to stories that ask to be honored. In embalming rooms and visitation halls he is meticulous: preparing the body so the face remembers a life rather than the moment of loss; arranging details so small they become an enormous kindness. His wife, Emilene used her gentle heart and hands dressing the hair of the deceased.
Globe Life Family Heritage Division helps protect and insure your family. You tend to think about these matters in two moments: when we talk about them, and when they actually happen. After serving ten years as a funeral director, it became my calling to offer a different kind of support — protection offered when there is still a chance to prepare.
We understand that true care begins long before crisis — in the choices you make today for the comfort and security of tomorrow. Protection isn’t only paperwork; it’s peace of mind, dignity, and the ability to shape how your loved ones are cared for when they need it most.
If you’ve witnessed the gap between intention and preparation, you know how powerful proactive protection can be. The Family Heritage approach meets you there: offering guidance, clarity, and plans that reflect the life and legacy you want to leave.
He now protects families in practical ways: The Musician: maker of memory and resilience On stage or in the office Jimmy is another kind of caretaker. Music, for him, is a bridge: it carries memory, soothes, and transforms. He plays songs that sound like the people he serves — honest, textured, and unafraid of sadness.
My Girl Story
My Girl Story is our story — a tapestry woven from beauty parlors, funeral homes, late-night conversations, and the quiet weight of lives changed. It follows Emilene, a cosmetologist who learned to listen. After hearing thousands of stories of loss, struggle, and resilience, she refused to keep tending only hair and makeup. She began tending the whole person.
Emilene’s work grew beyond styling chairs and salon mirrors. She turned small-business beauty spaces into places of healing: salons that offered financial guidance and business coaching, spa suites that included breathwork and trauma-informed touch, boutique counters that carried products chosen for both skin and spirit. Her approach was simple and radical — treat health, finance, and soul as inseparable parts of a person’s well-being.
